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Additional resources for Collect Your Judgment in 5 Easy Steps

Sample text

Also, look to see if your local government has a public law library that you can use free of charge. Once you find a law library near your home, ask the law librarian for a tour. You will be surprised how much assistance you can get if you just ask. Internet The Internet literally has thousands of websites dedicated to the law. You can look up legal terms, download forms, and participate in chat rooms. Start your research by finding your court’s website; look to see if it offers special assistance to self-represented litigants (that’s you).

It is a good idea to do a general search on your debtor the next time you are at the courthouse. When collecting a judgment, you can never have too much information. If your court has its files in a database, spend a few minutes familiarizing yourself with the program. Some databases are more user-friendly than others. qxd 7/10/07 2:46 PM Page 30 30 = Collect Your Judgment in 5 Easy Steps by the parties’ names or the date the judgment was entered. If your courthouse does not have its files in a database, ask for assistance from the clerk in the filing room.

If you receive a payment that is larger than the total amount that you have earned in interest, credit the total amount you have earned in interest and then credit the remainder to the principal section. qxd 7/10/07 2:46 PM Page 17 You and Your Debtor = 17 Sample Monthly Chart Your $5,000 judgment accrues 10% simple interest annually. You receive a payment of $200 from your debtor, so you need your chart to reflect that credit. 32 = 0 In this chart, each new line represents a new month. The first line is the first month you received your judgment, so it represents the principal amount of your judgment, costs, and no pre-judgment interest, no postjudgment costs, and no interest.

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